Tata signs sponsorship deal with Ferrari

MUMBAI (AFP) — Indian technology giant Tata Consultancy announced on Thursday a sponsorship deal with Formula One team Ferrari, bucking predictions that the sport could collapse in the global economic crisis.

Tata Consultancy Services (TCS) will display its logo on Ferrari cars during the 2009 season, a company statement released in Mumbai said.

“TCS has entered into a historic agreement with Ferrari for an enhanced technology and marketing partnership,” it said, without giving financial details of the deal.

Last week Formula One agreed cost-cutting measures following a meeting of the FIA World Motor Sport Council in Monaco.

The sport’s governing body is clamping down on costs as it struggles to survive the global credit crisis.

Honda’s recent shock withdrawal from the Formula One raised fresh fears over the future of the multi-million dollar sport.

TCS has been a technology partner of the Ferrari team since 2005.
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Lose Your Weight By Choosing Correct Diet Plan

The first step towards a healthy life is a healthy body. And for a healthy body you need to keep your body in shape. In other words you will have to loose the extra pounds you have accumulated for so many years by spending a lot of money. ‘Lose weight’ seems to be the new slogan of the present generation. They want to do it to make their life healthier, more promising and look better. Hence the requirement for a healthy body arises.

The first step toward loosing your weight would be controlling your diet. You will have to make your diet according to the requirement of your body. Many people think that they can lose their weight by abstaining from food, by eating just to survive. But this is not a healthy practice as you also lose the basic nutrients required by the body not just unnecessary fat. A correct diet plan should reflect your life style. For example if you work in a office and all you have to do is to just sit there and then come home then your diet plan would be something else than the person who has to constantly move from one location to another during their day job. It also depends upon whether you work in day or in night.

There are many diet plans available in the market. They include weight watchers, jenny Craig, south beach, and Atkins and nutria system. They all work well. They can help to enhance your healthy life and at the same time make you lose your weight if you follow its rules from the start to the end without any interval, without any break. But do remember that it is always easier said than done. Hence choose your diet plan carefully and accordingly. And once you have chosen them then stick to it.

Read this article - Lose Your Weight By Choosing Correct Diet Plan

7 Facts on Mortgage Refinancing

By Chris Edison

Getting a refinance on your mortgage is common practice nowadays due to the drop in interest rates and the receptiveness of borrowers toward the idea of refinancing. Although many have vouched for its benefits, house owners should evaluate their personal preferences, financial standing, and current mortgage status and compare these with the various options available before planning their next move.

There are many facts surrounding the concept of refinancing and this article will provide you with an insight of important aspects which you need to know in order to make an informed decision. Refinancing your mortgage is for the long-term and thus needs to be a choice that is thoroughly considered.

1. Penalty Costs
The process of refinancing basically means paying off your current mortgage and obtaining another mortgage at a different interest rate (usually at an adjustable rate) and loan term. This causes penalty costs to be imposed on your current mortgage by your current lender, as you have opted to pay off your loan earlier than agreed upon. Occasionally, depending on the status of your current loan, penalties incurred may be higher than the cost savings obtained from refinancing your mortgage, therefore making the idea of refinancing no longer attractive.

2. Savings on monthly repayments
When you refinance your mortgage, you may most likely switch to a new mortgage structure that will benefit you in the long run, especially with lower monthly repayments. With the availability of Adjustable Rate Mortgages, interests incurred are relatively lower than the traditional Fixed Rate Mortgages, which has been incentive enough for home owners to switch their mortgage loan plans. However, although interest rates may seem to be lower at first glance, home buyers should practice due diligence in tabulating the actual amounts paid over the long term in comparison with their current mortgage repayments.

3. Transactions costs
As with any mortgage transactions, a refinancing exercise will involve transaction costs such as attorney fees, points, appraisal fees, inspection fees and prepayment penalties. All these hike up the cost of refinancing, which need to be balanced out with the cost savings obtained from switching loans in the first place. As a rule of thumb, if you plan to stay in your current property for the long-term, transaction costs will be offset with savings in repayment amounts over the long-run. Therefore, refinancing will then be a good option for you.

4. Tax deduction possible
Refinancing may help you regain tax deductions on interest if you have already used up your allocated amount for tax deductions. Therefore, with a new mortgage, you will be able to deduct interests paid from your taxable income, thus helping to reduce your taxes payable.

5. Get cash out of your equity
Read this full story: 7 Facts on Mortgage Refinancing

15 important credit card terms to consider before buying a credit card!!

By Thomas Lindstrøm

A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost.
So it’s wise to compare terms and fees before you agree to open a credit or charge card account. The following are some important terms to consider that generally must be disclosed in credit card applications or in solicitations that require no application. You also may want to ask about these terms when you’re shopping for a card.

If you don’t understand the language, credit card offers and statements could lead you to deep debt — or at least furious frustration. For the big scoop on the fine print, here’s what these frequently used credit card terms mean.

1.Average daily balance — This is the method by which most credit cards calculate your payment due. An average daily balance is determined by adding each day’s balance and then dividing that total by the number of days in a billing cycle. The average daily balance is then multiplied by a card’s monthly periodic rate, which is calculated by dividing the annual percentage rate by 12. A card with an annual rate of 18 percent would have a monthly periodic rate of 1.5 percent. If that card had a $500 average daily balance it would yield a monthly finance charge of $7.50.

2.APR(Annual percentage rate) — A yearly rate of interest that includes fees and costs paid to acquire the loan. Lenders are required by law to disclose the APR. The rate is calculated in a standard way, taking the average compound interest rate over the term of the loan, so borrowers can compare loans.

3.Balance transfer — The process of moving an unpaid credit card debt from one issuer to another. Card issuers sometimes offer teaser rates to encourage balance transfers coming in and balance-transfer fees to discourage them from going out.

4.Cash-advance fee — A charge by the bank for using credit cards to obtain cash. This fee can be stated in terms of a flat per-transaction fee or a percentage of the amount of the cash advance. For example, the fee may be expressed as follows: “2%/$10?. This means that the cash advance fee will be the greater of 2 percent of the cash advance amount or $10.

The banks may limit the amount that can be charged to a specific dollar amount. Depending on the bank issuing the card, the cash advance fee may be deducted directly from the cash advance at the time the money is received or it may be posted to your bill as of the day you received the advance. The cost of a cash advance is also higher because there generally is no grace period. Interest accrues from the moment the money is withdrawn.

5.Card holder agreement — The written statement that gives the terms and conditions of a credit card account. The cardholder agreement is required by Federal Reserve regulations. It must include the Annual Percentage Rate, the monthly minimum payment formula, annual fee if applicable, and the cardholder’s rights in billing disputes. Changes in the cardholder agreement may be made, with written advance notice, at any time by the issuer. Rules for imposing changes vary from state to state, but the rules that apply are those of the home state of the issuing bank, not the home state of the cardholder.

6.Finance charge — The charge for using a credit card, comprised of interest costs and other fees.

7.Floor — The minimum rate possible on a variable-rate loan or line of credit, after any initial introductory rate period. For example, on a credit card with the Prime rate as its index, no matter how low the Prime rate drops, the rate on the line may never decrease below the stated rate floor.

8.Free Period — Also called a “grace period,” a free period lets you avoid finance charges by paying your balance in full before the due date. Knowing whether a card gives you a free period is especially important if you plan to pay your account in full each month. Without a free period, the card issuer may impose a finance charge from the date you use your card or from the date each transaction is posted to your account. If your card includes a free period, the issuer must mail your bill at least 14 days before the due date so you’ll have enough time to pay.

9.Minimum payment — The minimum amount a cardholder can pay to keep the account from going into default. Some card issuers will set a high minimum if they are uncertain of the cardholder’s ability to pay. Most card issuers require a minimum payment of two percent of the outstanding balance.

10.Over-the-limit fee — A fee charged for exceeding the credit limit on the card.

Source article: 15 important credit card terms to consider before buying a credit card!!

Front yard decorations get more elaborate for WVC couple

A West Valley man does not need many hands to make light work — he has two to make 18,000 of them light up his front yard.

Dan Nelson has made and bought Christmas decorations for about eight years, and he is planning to expand his collection.

“Every year, I just want it to be brighter,” Nelson said. “I have more lights in my shed — in boxes that I don’t take out — than most people put up.”

“I think he’s obsessed, but I think it’s a good obsession,” said Jewel Nelson, his wife.

Dan Nelson, an architect, became fond of making Christmas decorations after a friend had asked Nelson to help with his. Ironically, the friend lived on Christmas Street.

Nelson got hooked.

“People go on vacations, and I buy Christmas lights,” he said.

In his front yard, Nelson has 10 ?plywood angels representing his granddaughters and 11 gingerbread boys representing grandsons. Each of them has a name written on it, and its eyes are painted, respective to the grandchild it represents.

Nelson said he made 21 reindeer for his friends and family members during the second year.

Among other decorations are reindeer and moose, three wise men and a nativity scene, a snowman, two soldier boys and pine trees, all decked out in lights and connected to 10 outlets. Onlookers can also hear Christmas songs in the background.

Nelson said he started getting his house into a festive mood the week before Halloween. He has since spent every weekend adding decorations.

Although the rest of Bluebird Drive doesn’t shine as brightly as the Nelsons’ home, neighbors don’t seem to mind. One of the neighbors, Randy Garcia, let Dan Nelson use a corner of his yard to set up some moose and pine trees.

“We’re actually waiting for Dan to expand all the way over,” Garcia said.

Nelson’s lights shine from 5 to 10 p.m. every night and help Rocky Mountain Power survive the country’s economic crisis.

“I don’t look at [the electricity bill],” Dan Nelson said. “We’re on a year-round [billing plan], and it goes up every year. I probably wouldn’t do this if I looked at it.”

He said that he’s trying to buy more LED lights, which run cooler and therefore save energy.

“It’s not like we’re saving anything because he keeps adding more stuff,” Jewel Nelson said.

Read full source - Front yard decorations get more elaborate for WVC couple

Analyst: Apple could sell a million iPhone gift cards

Kaufman Bros. analyst Shaw Wu has been checking with his contacts in Apple’s (AAPL) supply and distribution channels and reports that demand for the iPhone is “fairly healthy” in the U.S., Europe and, with the exception of Japan, most of Asia Pacific. He’s anticipating sales of 6 million units for the December quarter (Apple’s fiscal 2009 Q1), down from 6.9 million in Q4 but in line with the Street’s expectations of between 5 and 7 million.

But that significantly understates actual demand for the iPhone, Wu says, because it doesn’t include the wild card in this holiday season’s iPhone sales: the iPhone gift card.

“We think there is strong reception of AAPL’s new iPhone 3G Gift Card program,” Wu wrote in a report to clients Wednesday, “where the process of giving the iPhone as a gift is greatly simplified without the need for activation and personal information. … We estimate several hundred thousand to one million units could be impacted.”

The good news about these gift cards is that Apple gets to collect the revenue up front, which improves cash flow. The bad news for Apple’s Q1 earnings is that it can’t recognize the sale of an iPhone until the customer activates it. “The risk here is that the customer will likely activate post-Christmas,” writes Wu. “Therefore revenue and units won’t likely be recognized until the March quarter.”

In a separate note issued Tuesday, Piper Jaffray’s Gene Munster took a stab at estimating how many iPhones Wal-Mart (WMT) is likely to sell when it, as reported, begins carrying the devices three days after Christmas. Bottom line: Apple could sell as many iPhones through Wal-Mart in 2009 as it sells through its own Apple Stores.

Read more: Analyst: Apple could sell a million iPhone gift cards

Mazda6 is all-new for 2009 and on target for “Car of the Year”

Midsize sedans are no longer blandly styled, boring boxes for driving to work. Today we are seeing emotionally provocative and exciting designs on the common, everyday four-door sedan.

The Chevy Malibu didn’t become the 2008 North American Car of the Year by accident. Interior comfort and fine handling led by a compelling exterior design caught the attention of critics. So who should lead the pack of contenders for the title 2009 Car of the Year? I’d be willing to put money on the 2009 Mazda6.

The emotional design cues that are so essential to attracting buyers to toy cars, such as roadsters and convertibles, are finding their way to the meat-and-potatoes of the car market, the conservative five-passenger everyday driver - the midsize sedan.

With a starting price of $18,550, the glamorous Mazda6 looks like it’s worth twice that amount. There’s a silky sheen that floats over the velvet sheet metal. The Mazda team says the all-new Mazda6 is infused with Japanese values. The exterior glow, as on my dark blue tester, does reflect a harmony with nature, which is so intrinsic to the Japanese culture. The instrumentation gauges were brilliant in reds, purples, blues, whites and blacks without being blinding.

The Mazda6 has a low, flat, planted stance. And if you can imagine delicate ivory inlays in wood and furniture then you will understand the attention to craftsmanship designers say they applied to the details of the new Mazda6.

If you were going to consider the Mazda6, then you would want to test-drive both engine options offered on the 2009 sedan. Available in four trims (SV, Sport, Touring and Grand Touring), the base model is standard with the 2.5-liter, 170-horsepower four-cylinder engine coupled to a six-speed manual transmission.

The top-of-the-line model I drove was equipped with the 3.7-liter V6 mated to a six-speed automatic transmission. This powerful engine developed 272 horsepower at 6250 rpm and 269 pound-feet of torque at 4250 rpm. The EPA figures are estimated at 17 miles per gallon city, 25 mpg highway. The vehicle’s as-tested price was more consistent with its pricey looks at $32,790.

All 2009 Mazda6 sedans come standard with dynamic stability control, side curtain air bags, front seat-mounted side-impact air bags, antilock brakes, air conditioning, plus power windows, mirrors and door locks.

Full story:Mazda6 is all-new for 2009 and on target for “Car of the Year”

Music review: Elliott Carter celebration

If you can judge a prophet by his followers, maybe you can judge a composer by the quality of musicians who are inspired to champion his music. And if that’s so, then Elliott Carter - the subject of a weekendlong celebration at the Yerba Buena Center for the Arts in advance of his 100th birthday Thursday - is doing something right.

The two-day bash, sponsored by San Francisco Performances, included a showing of Frank Scheffer’s documentary film “Elliott Carter: A Labyrinth of Time” and lectures by musicologist Robert Greenberg. But the chief focus, naturally, was the music, which got bold, impassioned and strikingly eloquent performances from artists devoted to Carter’s work.

Saturday’s concert by the Pacifica Quartet - violinists Simin Ganatra and Sibbi Bernhardsson, violist Masumi Per Rostad and cellist Brandon Vamos - was a complete tour through Carter’s string quartets, from the expansive breakthrough of the String Quartet No. 1, written in 1951, to the Fifth Quartet, which joined the catalog in 1995.

And on Sunday afternoon, pianist Ursula Oppens gave a similarly comprehensive overview of the composer’s keyboard works. The recital was anchored by his two major piano compositions - the Piano Sonata (1945-46) and “Night Fantasies” (1980) - and bedecked by a handful of shorter pieces dating from the past 15 years.

What came through most stirringly in both events was the devoted sense of advocacy that Carter seems to engender in performing musicians. As difficult as much of his music is for the listener, the difficulties it entails for instrumentalists - from both a technical and interpretive standpoint - can only be more profound.

Yet here were artists clearly delighted and eager to dedicate themselves to making the best possible case for this music - and succeeding in doing so.

Here is full article: Music review: Elliott Carter celebration

Unique new product gives peaceful nights for thousands of snorers - stop snoring now, try for free!

Immediate release 14TH November 08

NEW PRODUCT PROMISES RESTFUL NIGHTS FOR THOUSANDS OF SNORERS

A UK company has launched a unique new product designed to offer relief to thousands of people who suffer from a particular type of snoring

The Adkins snoring aid is targeted at “nose snorers” and uses a totally new method which restricts the air flow through the nose.

The product is made of a medical grade soft plastic, consists of a pair of conjoined non latex balls which the user inserts into the nostrils before going to sleep.

Before this discovery, the main school of thought in snoring treatments has been to open up the airway through the nostrils.

Sleep deprivation expert Chris Grant is the man behind the new product. He explained how it works: “The restricted airflow through the nose encourages mouth breathing which reduces the incidence of snoring in those whose snorring is caused by excess airflow across the soft tissues at the back of the nose.”

Designed and produced in the UK, the new product has been successfully tested by many snorers to date and has been endorsed by many users
including a medical doctor.

Dr David Collinge of Oxford confirms that the Adkins snboring aid worked for his wife. He said, “She calls the Adkins snoring aid the “miracle balls” and I must agree. This new product has stopped her snoring, when everything else had failed.”

Former Royal Protection Officer Les Blyth, says, “I had nothing to lose and everything to gain. This new product stopped my snoring and I now sleep soundly with my wife in the same bedroom. It is a brilliant idea, being both comfortable and simple to use.”

Amy Harrington from Essex says, “We never imagined that this new innovation would alleviate snoring to such an extent. Now that we sleep
well, we even feel and look better too.”

Read this: Unique new product gives peaceful nights for thousands of snorers - stop snoring now, try for free!

Corporate spies clean up - The financial crisis means boom times for spooks-for-hire

The financial crisis means boom times for spooks-for-hire.

By Barney Gimbel, writer
Last Updated: December 8, 2008: 11:16 AM ET

NEW YORK (Fortune) — If James Bond’s “License to Kill” gets revoked, he’d have no problem finding work as a corporate spy. To the short list of sectors that stand to gain from the financial crisis, add corporate intelligence firms.

They are seeing a dramatic uptick in business from a surge of banks, private equity firms, and hedge funds that need to make sure those pesky multimillion-dollar investments they made when times were good will hold up.

Firms like Control Risks, a London-based risk consultancy staffed by ex-CIA agents, and its rival, New York-based Kroll say they have seen a 20% jump in new business over the past two months. Together the two firms control the majority of the market.

These spook outfits have long carved out a lucrative business investigating corporate fraud, performing due diligence, or simply ferreting out the things not on a balance sheet - be they a company’s shady associates in Brazil or corrupt investors in Texas.

But in the recent heady times, some fast-moving investment outlets cut corners.

Now they are hoping to save face - and money - before precarious deals fall apart altogether. “The tolerance for failure has diminished,” says Jim Brooks, who heads North American operations for Control Risks.

Already, spies-for-hire are finding a couple of embarrassing flubs.

Consider the more than $300 million that one international bank lent to a sketchy Russian magnate (we’d tell you who it was, but then we’d have to kill you). When he stopped paying his bills, the bank brought in Control Risks to find out where the money had gone. (They found the Russian could have funneled money out of the country through various, seemingly unrelated shell companies.)

Full story: Corporate spies clean up - The financial crisis means boom times for spooks-for-hire

Vodafone and Western Union to Partner on Money Transfers

Vodafone has joined forces with Western Union on an international mobile money transfer pilot; residents in the U.K. town of Reading will be able to send money to the mobile phones of relatives and friends in Kenya.

Money transfers has already become a success in Kenya via the M-PESA (”M” for “mobile” and “Pesa,” the Swahili word for “money”) system, which, for example, can be used by someone in an urban area to forward money to relatives in rural areas, and people in rural areas can pay off a loan in an urban area.

The service is marketed by Safaricom, in which Vodafone holds a stake, and there are currently around 4 million M-PESA customers, and that number is growing by approximately 200,000 users a month, according to Caroline Dewing, a spokeswoman at Vodafone.

“What we are doing is extending M-PESA internationally, and we are partnering with Western Union to do this, because they have such a huge foot print in terms of stores and knowledge in the space of international remittances,” Dewing said.

A person who wants to transfer money will be able to go into a Western Union store in Reading and say that they want to transfer some money to a Safaricom cell phone in Kenya. For the receiver in Kenya it will work just like any M-PESA transfer.

“They’ll get a text message saying you have been given X amount of money, and they can then choose how to store that: money on the phone, send it on to someone else or go to an M-PESA agent and cash it,” Dewing said.

Convenience and the ability to send smaller amounts for a low fee are the two major benefits compared to traditional money transfers. Sending up to £100 costs £4.90 (US$7.35), and £100 to £200 is £6.90, according to Dewing.

The trial will be conducted for three to four months. During those Vodafone will test all elements of the service and also see if the fee structure works, according to Dewing.

The goal is to roll it out between the U.K and Kenya, and then on to other markets within the near future, said Dewing, who declined to be more specific.

Using the mobile for either money transfers or as an electronic wallet is getting a lot of attention from the financial and telecom sectors.

Western Union is, for example, already working with Orascom Telecom, Globe Telecom and SMART Communications.

Read this article: Vodafone and Western Union to Partner on Money Transfers

How to Make Easy Appetizer Recipes

The cookery sites, cookery recipe books & some special subscription of some famous chefs make cooking very easy for all users. So ready-made easy appetizer recipes are also one part of that online cooking. There are various simple recipes of appetizers which user can make at home. Also apart from home, the restaurants, hotels, such recipes also benefit food parlors.

Easy appetizer recipes also incorporated the user by giving various additional categories of these appetizers recipe & suggest some links like special reviews, comment and search option regarding search for exclusive, famous and award winning appetizer recipes.

Unusual categories are involved in various easy appetizers recipes. Various types of cheese recipes are ideal for appetizers & finger foods. There are several supplementary recipes, which are allied to the appetizers. Appetizers cheese recipes include beer cheese, brie, cheeseball, gougere, goat cheese, pimento cheese. We can sight numerous hottest, continental & customary appetizer recipes that are prepared of cheese and we can surf it from the cookery recipe sites.

The next category of easy appetizer recipes is cold appetizers recipes, which have also supplementary types. These categories or cold appetizers are antipasto, finger sandwiches that is provided as cold appetizers. Tapas, Pinwheels, Eggs that are deviled, Roll ups, Mushrooms that are marinated are the types of simple cold appetizer recipes. These cold appetizers recipes can access from perticular cookery sites.

Dip and Spread recipes are also one kind of easy appetizer recipes. It contains additional recipe categories like layer dip, appetizer cheesecake, artichoke crab dip, artichoke spinach dip, baba ghanouj, bean and cheese dip, black bean dip, bread dip and many more.
The next essence in the easy appetite recipes are hot appetite recipes. It contains added recipe categories like appetizer meatballs, bacon appetizers, asparagus appetizers appetizer quiche, artichoke appetizers and many more. We can explore for recipe ingredients of those appetizer recipes via links from the toolbar.

Read full article: How to Make Easy Appetizer Recipes

Ronaldo dating married woman?

Soccer is dating a married woman, it has emerged.

Ukraine-born brunette Olena Haynes is the estranged wife of wealthy businessman John Haynes and the face of dating websites, which find beautiful Russian lovers for British men.

John, 50, branded the football ace a slimy toe-rag after discovering his wife and Ronaldo had sent each other more than 300 text messages.

John claims Olena was using a secret mobile he found stashed in their home.

He says Manchester United and Portugal star Ronaldo, 23, struck up a relationship with his wife in August.

“When I found a telephone at home I saw it wasn’t one of my contract phones that she normally uses. Then I saw it was bleeping and I picked it up and went through the messages,” the Mirror quoted John, as saying.

“There were a total of 300 messages from each of them over a two-week period. I saw 49 messages coming in from him with his number saved as Ronaldo.

“The text messages looked like they had been written by a seven-year-old it was dreadful English and they mentioned Portugal. They were very coyly written. They were things like, Do you miss me baby? I miss you.

“I just assumed she was playing around with a waiter in a restaurant who had just arrived from Portugal. I had no idea it was him.

“I put it to her on many occasions and she wouldn’t tell me exactly what was happening.

Read full article: Ronaldo dating married woman?

Ferrari 430 16M Scuderia Spider Makes Debut at 2008 Bologna Auto Show

The top has come off the Ferrari 430 Scuderia in honor of the brand’s victory in the 2008 Formula 1 Constructor’s World Championship. Ferrari has announced that it will offer only 499 examples of this lightweight high-performance drop-top. The Scuderia Spider 16M will be available in two new color schemes. The standard will be black and grey, but true racers at heart will opt for a tricolor livery available as part of the Carrozzeria Scaglietti Personalisation Programme. In commemoration of Ferrari’s 16th Constructor’s World title the rear grille will sport a special badge. Inside, a plaque reading “limited series” is mounted just above the air vents at the center of the dashboard. Other features specific to the limited edition include a carbon-fiber roll bar and the implementation of a next generation audio system that can be paired with a customized Ferrari 16GB iPod Touch that can be docked right in front of the dash. Having Scuderia in the name implies that this car isn’t all show and no go. It tips the scales at just 2,954 lbs which is 132 lbs lighter than a F430 Spider. Behind the cockpit resides the sweet-sounding 4.3-liter V-8 cranking out 510 horsepower and linked to the quick-shifting six-speed F1-style gearbox. That 5.7 lb/hp ratio is good for a 0-62 time of only 3.7 seconds and a top speed of 195 mph.
 Read full artcle: Ferrari 430 16M Scuderia Spider Makes Debut at 2008 Bologna Auto Show

Innovative Weight-Loss Surgery

Mercy Medical Center has become the first hospital on Long Island to offer a new single-incision Lap-Band(r) (laparoscopic gastric banding) procedure for weight loss surgery.

A team headed by Shawn Garber, MD, Chief of Bariatric Surgery at Mercy, with colleague Spencer Holover, MD, is among the first in the nation to utilize the innovative technique, known as Single Incision Laparoscopic Surgery (SILS), for gastric banding, using just one small opening in the abdomen, through the navel, rather than the five incisions required in traditional techniques.

“SILS is an important new option that holds the potential of less pain, fewer scars and quicker recovery,” explained Dr. Garber, who heads the New York Bariatric Group. “And most patients report that they can barely notice the single incision hidden in the belly button.”

In addition to its latest application in gastric banding for weight-loss, Dr. Garber utilizes the SILS technique for gall bladder surgery.

Read full article here

Lose 20 Pounds Easily In 10 Days And Look Younger

Do you want to lose weight? Do you need to lose weight? What if you could lose weight easily in just 10 days? Well, you’d probably ask, ‘How much weight?’ Using my weight loss program, you can lose up to 20 pounds in 10 short days. And I’ll make you a guarantee; you won’t have to spend 24 hours a day in a gym sweating it out.

If you are significantly overweight, you need to take action. In fact, if you are significantly over weight, your health is at risk. So, if that is the case, this could be the most important information you’ve ever read. It could add a considerable number of years to your life and, in fact, it could even save your life.

Using this easy program, you can lose weight quickly and keep it off. This may be just the thing you need to finally lose the weight and keep it off. If you are like most people, you’ve lost weight before only to gain it right back. You slip right back into those old habits and before you know it, you are even fatter than you were before.

In addition to losing weight, this plan also has the following benefits. The number one benefit I hear from others is; you look younger. It’s a great feeling when others tell you that you not only look great, but you look 10 years younger. That is a real morale booster that makes you feel great and can do wonders for your confidence.

So, if you are significantly over weight and want (or need) to lose weight easily, you NEED this program.

Read full article: Lose 20 Pounds Easily In 10 Days And Look Younger

Source: Lose 20 Pounds Easily In 10 Days And Look Younger

Weight-loss surgery bodes well for pregnancy

New York - Researchers have found that weight-loss surgery bodes well for pregnancy. They found that women who had weight loss surgery before becoming pregnant are less likely to have problems in their pregnancy than women who were obese and did not have any type of weight loss surgery. Usually pregnant women who are overweight have gestational diabetes and high blood pressure. The number of bariatric surgeries being done every year from 1998 to 2005 has increased by eight hundred percent. This is a shocking statistic. It shows that many people prefer to have weight loss surgery instead of trying to find a natural way to lose weight. Surgery can be dangerous and life threatening. Doctors always explain that the risks associated with weight loss surgery can be serious because it is an abdominal and stomach surgery. You could have an allergic reaction to the anesthesia that they administer to you and if this happens you will face a life threatening situation. It is important to have healthy eating habits before and during your pregnancy. You want to try and maintain a healthy weight in order to help prevent pregnancy complications. Researchers found that weight loss surgery and tradition weight loss can help to improve a woman’s fertility rate. Doctors always tell you to try and lose weight if you are trying to conceive because it is better for your body and reproductive system. This research shows women that if they are overweight or obese and want to conceive a child then losing weight either through traditional weight loss methods or through weight loss surgery might be very helpful. Women want to be able to conceive a baby and losing weight can boost your chances of being able to become pregnant. You can also reduce your chances of facing health complications due to your weight. It is important that people are healthy during pregnancy. In today’s society many people are overweight or obese. Obesity has become a huge epidemic in the United States of America. It has huge health implications because your body has to work harder to do every day activities. When you are pregnant you gain weight and if you are overweight or obese to start with then gaining weight can become a huge medical problem. Usually pregnant women who are overweight or obese have poor eating habits. These eating habits affect the unborn babies because they rely on their mothers’ placentas for food and nutrients. If those mothers are not eating well and exercising daily then those children could face health complications after birth. Everything that you do while you are pregnant has a huge impact on the overall health of your unborn baby. Most pregnant women just think that taking a prenatal vitamin and not smoking, drinking, or doing drugs will ensure that your baby is born happy and healthy but that is not the case. If you are not healthy then how can you expect your unborn baby to be healthy? Read full article: Weight-loss surgery bodes well for pregnancy

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10 tips for holiday travel

By Ed Hewitt
updated 3:11 p.m. ET Nov. 20, 2008

With the global economy in crisis and both travelers and airlines feeling the pinch, it may not seem like 2008 will be the cheeriest of holiday travel seasons. Airlines have cut flights, raised fares and added a surge of surcharges for everything from checked bags to phone bookings. Meanwhile, many travelers are postponing or canceling their holiday plans to save money.

But for travelers still planning to visit Grandma’s for Thanksgiving or spend Christmas weekend in Paris, the news isn’t all bad. There are still deals to be found, provided you shop carefully and plan ahead. Check out our 10 tips for holiday travel and find some joy this holiday season.

Avoid peak travel dates
At Thanksgiving, Wednesday is the critical outbound “avoid” day as a rule. Traveling on Thanksgiving day proper is often a breeze and more affordable; there are often cut-rate airfare deals on Thanksgiving day.

On the return, Friday morning isn’t bad at all, with each successive day getting a little busier, more difficult and more expensive through Sunday evening. The bottom line: If you are looking for a deal, you won’t find one on the peak travel days. Travel off-peak whenever possible.

Christmas and New Year’s Day fall on Thursdays this year, which means that the same advice for Thanksgiving will apply to both of these holidays — fly on the holiday itself if possible, and avoid Sunday evening at the end of the long weekend.

Book early
Haven’t booked your holiday travel yet? It’s time to stop waiting and start booking. Fares are only rising as Thanksgiving approaches, so those who hold out in hopes of a late-breaking sale are likely to get left out in the cold or pay a very steep price for their procrastination. The same goes for the Christmas holiday; book sooner rather than later, particularly if you require very specific travel dates or times. With the current state of the airline industry, it is never too early to book your holiday travel flights.

While many of the best deals are probably already gone, keep an eye on our Holiday Deals section for any last-minute bargains. Be prepared to be flexible with dates and flight times.

Read full article: http://blog.summer-winter-air-travel.info/?p=9

Source: 10 tips for holiday travel

3 Ways to Sell Your Moldy House - Even When Your Realtor Says It’s Impossible

Do you need to sell a house with a mold problem? You want to sell it, but your realtor says it’s impossible! Won’t even take the listing. This may come as a surprise to you, but there are at least 3 ways to sell your moldy house. If your realtor disagrees, you may want to look for a different realtor. What are your three options?

Option #1 - Tell It Like It Is And Sell It Like It Is

The mold in your house doesn’t mean you can’t sell it. It only means you must disclose it. You just have to tell a potential buyer about the problem. You don’t have to fix the mold yourself. Although this option makes finding a buyer more difficult, it can be done. You should at least be aware of this option and how it works before crossing it off your list.

Option #2 - Fix It First

Another option is to fix the problem before you sell. If you choose this option, you need to make sure the job is done right! Otherwise you could end up paying for the repairs twice!

And be sure to get the proof (in writing) that the mold was successfully abated using a recommended procedure. You’ll need the documentation for your buyer, and probably her lender, to show the problem is solved.

Doing it right is not hard. But it is important. If the job is done wrong, you could make things worse. And you need something more than a paid receipt to show the work was done correctly. You need a written report that proves the mold problem is gone!

Option #3 - Let The Buyer Fix It

Another option is to find out how much it will cost to solve your mold problem, and then let the buyer hire the contractor and pay for it after the closing. The buyer does the work after you close and no longer are the owner.

Read full article: 3 Ways to Sell Your Moldy House - Even When Your Realtor Says It’s Impossible

How to Lose Ten Pounds in Five Days Or Five Pounds in Ten Days!

Are you trying to lose weighht, but feel helpless? Do you know how to lose five pounds in ten days or even ten pounds in five days? There are many different methods that work to help you lose weight rather quickly. Here are a few tips to help you shed the weight you want to lose.

First, you are going to have to start exercising. Stretching is great to get your muscle going and this actually help you burn more fat as well. Running or any aerobic exercise is preferred because this will be the fastest way to burn calories and fat. Without exercise you will struggle to lose weight and keep it off so add this to your week.

Second, you have to choose better foods. If you want to lose weight you have to avoid refined foods with a lot of sugar in them. This also includes empty calories found in soda, beer, and sweet desserts. Instead have all natural ice cream, lots of water, and natural whole grain pastas and breads. The more natural the food the better it is for you.

Last, if you really want to lose ten pounds in five days or five pounds in ten days, then you can try a juice fast. This is a period of either 3, 5, or 7 days that you eat no solid foods and you drink all natural juices that you make yourself. This is great for the body and will help you shed a few pounds very fast. Make sure to consult your doctor first for safety reasons.

Discover all the secret methods to losing weeight fast and shed those pounds quick. Get more info here: http://blog.homyhealth.net/category/weight-loss/

Soutce: How to Lose Ten Pounds in Five Days Or Five Pounds in Ten Days!

Maintain a Healthy Body With Colon Hydrotherapy

Do you know that colon health is important for a healthy lifestyle? Are you taking good care of your colon health? Take a good look at the kinds of food that we normally take.

We have too much foods that are highly processed and refeined, lack of essential vitamins and minerals and abnormally high in saturated fats in our normal diet. Constipation is somebody’s business right now and it’s not surprise that you have it as well. The main characters of health- digestion, assimilation and elimination largely contributes to good health. Food waste that are left behind that are accumulating in digestive system, will later ferment and putrefy and at the end form a breeding ground for bacteria and disease.

Many people usually use a familiar solution- laxatives to solve constipation. This is aquick solution because you might have stop your constipation but laxatives didn’t stop our body from creating constipation for the next time. Colon hydrotherapy is quite different from it. Its main objective is to maintain colon health. Colon hydrotherapy or others might call it colonic irrigation is a very natural colon cleansing process that removes stagnant wastes and food from your colon. Above this, you’ll get other benefits such as better absorption of nutrition, remove mucous, gas, parasites and cellular debris.

There are doctors who claims that all sickness begin at the colon. Therefore, keeping an optimum colon health is not only solving constipation, it increases your body digestive system’s ability to absorb nutrition, essential fatty acids and protect you from different diseases.

A ordinary session of colon hydrotherapy take around 45 mins. A small sterile speculum will be inserted into your rectum. It is attached to a plastic hose connected to a machine controlled by a colon therapist.

Read full article: Maintain a Healthy Body With Colon Hydrotherapy

How to Lose Weight Fast Without Dieting in 2 Weeks

Can you lose weight without dieting? Yes, you can definitely lose weight without dieting. It is quite possible and easy to lose weight fast without going in for strict diets which nobody can follow with ease! You will be happy to know that you do not have to diet vigorously in order to shed some pounds off your body. You can do it in a healthier and easier manner too! Do you know that strict diets or starvation diets are not at all effective for weight loss. Why? Because they put body in starvation mode and the metabolism rate drops. And everybody knows how important metabolism is for fast weight loss. Low carb or low calorie diets too do not work for long term weight loss success. Why? Because they deprive your body of essential nutrients. If you are not eating carbs or fat or any food group in sufficient quantities, you will not have a balanced diet necessary for healthy weight loss. Such kind of methods do not work in the long run. So better stay away from them and take a healthy approach to weight loss. So then how to lose weight without dieting at all? Its easy. You need to follow a proven and effective eating plan where you don’t deprive your body of essential nutrients. Your daily eating plan should boost metabolism rate and not deprive it of any nutrients whether its carbs, protein or even fat in reasonable quantities. Is there such a plan which can help you to lose weight fast without dieting strictly? Yes, there is! There is a weight loss program which many people have tried and liked a lot. People who were frustrated because of being unable to lose weight after so many diets reported success with this program. It is a popular weight loss program on the internet and is called as “Fat Loss 4 Idiots” program. It has become a huge success with many people who wanted to lose weight fast without dieting hard.
Read full article: How to Lose Weight Fast Without Dieting in 2 Weeks

Gift Ideas For the Realtor in Your Family

Christmas time is fast approaching, which means that it’s time to start thinking about gift ideas for family, friends, and co-workers. If a real estate agent happens to among the people on your gift-giving list, here are a few ideas for what to fill their stocking with this year. A BlackBerry; if he or she doesn’t already have one of these technological marvels, now is the time to treat them. Not only will a BlackBerry make an agent’s workday more efficient and organized, but they’ll also be able to keep track of dates with family and friends, which can be difficult sometimes for busy realtors to do. It’s a phone and a web browser, it’s got a calendar for scheduling appointments, and it can synchronize its information with your desktop computer, so all your information is stored at the ready. Agents can instantly access maps and get turn-by-turn directions to properties, keep in touch with clients and associates, and much more. These trusty gadgets are so useful and addicting that they’ve even been nicknamed “CrackBerry.” High tech tools like the BlackBerry are essential for today’s real estate agents to take their business to the next level. The iPhone is a recent addition to the world of high tech communications. Similar to the BlackBerry in its appeal to businesspeople, the iPhone features an easy-to-use touch screen interface, offers Internet access, and can play videos and music MP3 files. iPhones are fairly new to the marketplace, and already they’ve received a great deal of positive buzz. Some suggest that a BlackBerry would be more suitable to an agent’s needs, particularly due to its GPS system and convenient email and calendar access, but no doubt your favorite realtor would be pretty excited to find a new iPhone under the tree as well. If you’re looking for something more affordable that will still help your loved one stay organized, consider buying a nice leather or moleskin agenda. He or she can keep all their contacts and appointments together in one sharp looking date book. If you’d like to be extra helpful, fill in any birthdays, anniversaries, and phone numbers you’d like the person to remember before you give them their gift. You’ll be saving them time, as well as potentially saving them from the doghouse later on. Another great idea this Christmas is to consider treating the real estate agent in the family to a spa day. Realtors spend most of their time dealing with clients, so they need to put their best foot forward. And if they’re really successful at their job, they may not have time to pamper themselves when they need to. So, give them something that will truly be a gift-a massage, facial, pedicure, or mud bath and sauna. There are so many exquisitely relaxing treatments out there that can rejuvenate the soul, so research a little to see which treatment would be right for your friend or family member.
Read full article: Gift Ideas For the Realtor in Your Family

Virginity and Dating

With all the failed relationships and marriages that have happened in the last 40 years we can all start to see a pattern that develops. It seems like sex does not have the precious meaning a relationship that it once had. Men and women both have become so accustomed to having sex within months into their relationships that sex has turned into an act almost entirely of lust. Saving your virginity for men and women has become an almost extinct cause as the dinosaurs. Now teenage men and women both have different reasons for entering into premarital sexual relationships. Men for example have been conditioned to think that being manly or being a stud means how many women you have slept with and how many women can talk into getting into bed with you. Women on the other hand usually think that sex is a gift that they withhold from a man until he has proven that he truly cares for her. Notice how there is a disconnect each week our men have about sex and how women feel about sex. I think that both genders are looking at it in the wrong ways. I think personally that is both men and women decide to save themselves for their wedding night their chances of finding love become greater. Why do you ask? I feel that marriage is not just about love but it’s about the balance of love that both men and women feel for each other. If men for example start dating women with no hidden intentions of having casual sex with them that he can truly get to know her as a person and start to develop deep feelings for her. This way, then we’ll start to look at sex as lovemaking instead of just an act of instinctive pleasure. Women on the other hand, seem to look at sex as a trophy or reward that they decide what man they bestow that reward to. The way that women can start to fix this preconceived notion that they have been conditioned to think is to start looking at sex as a special act that is given freely to the one that you truly love and will be with forever. Whenever I am interested in a woman, I would never ask her out on a date as I feel that dating is only a way that both men and women show themselves off to each other in the most favorable and the most unrealistic light. This then gets both men and women the unrealistic expectation that a relationship and the marriage will be this way every day for the rest of their lives. Sorry to break the news to them harshly but true, loving and caring relationships take hard work and commitment and they are more than just fun and games. Instead of asking her out on a date, I would ask her if she would like to hang out get to know each other as friends. Hanging out as friends takes away all the unrealistic expectations that dating brings with it and allows both men and women to get to know each other deeply and truthfully.
Read full article: Virginity and Dating

Laser Surgery For Snoring - How to Permanently Stop Snoring

I’m going to talk about the different types of laser surgery for snoring available today. Snoring can be considered as one of life’s major problems. It can affect you and your sleeping partner. A permanent solution to snoring is laser surgery. This type of surgery is the best solution for snoring problems to date. It is popular because its effect is permanent and is technically safe. The effectiveness of laser surgery for snoring is evidenced by uvuloopalatopharyngoplasty or UPPP. But to be really safe, you have to be in the hands of an expert when undergoing this type of treatment therapy. You need the help of a qualified health expert. After surgery and the required recovery time, you will experience an almost immediate relief to snoring. If you compare laser surgery to the tools and devices used for snoring, the former would fair better. All others can only provide for a temporary solution to snoring. Laser surgery, on the other hand, can give permanent relief. This is why laser UPPP is the one most popular today. While there are other types of laser surgery for snoring, only one thing is their main goal - to remove all the blockages present in your mouth or throat that are causing you to snore. The uvuloopalatopharyngoplasty or the UPPP is a type of laser surgery that aims to remove the patient’s tonsils, along with some parts of the uvula and soft palate. There are actually two kinds of laser surgery for snoring. The more preferred type is laser-assisted, which is the main point of interest here. When it comes to price, the laser-assisted UPPP is a lot cheaper than traditional UPPP. Here, the uvula will not be removed totally, rather it is shortened. The soft palate will be vaporized with the use of the laser beam. The other type of UPPP is referred to the traditional method. That one requires the use of anesthesia. If laser-assisted surgery is performed under local anesthetic, traditional UPPP surgery needs general anesthesia. The only problem with this method is the fact that the tonsil should be removed before the actual procedure is performed. As such, the method is perfect for people who had already taken out their tonsils.
 Read full article: Laser Surgery For Snoring - How to Permanently Stop Snoring

How To watch the Olympics on your mobile phone

NBC has such a tight stranglehold on Olympics coverage that if you’re in America, you are pretty much under their mind control. That being said, here is a guide to using the technologies put out by NBC and a couple by other networks so that you can maximize your Olympics watching. Mobile Web: The most obvious way to get your Olympics coverage on your mobile is via your mobile web. If you’re not a smartphone user, this might not be the best option for you as the mobile web on your device will be utter crap. However, if you have a decent browser, consider The NBC Olympics Mobile Web site. The site includes live news, highlights and feature video, Team USA profiles, slideshow galleries, voting polls, alerts sign-up, live medal counts, detailed results & schedules, customizable TV & online listings, and all the top news and video from Beijing. Wow. So pretty much if you dare to visit the site your phone will explode from the information overload. Users can access the NBC Olympics Mobile web site by going to http://mobile.nbcolympics.com on their mobile device’s Internet browser or by texting “OLYMPICS” to 51515. E-mail Alerts: Once again, this tip is probably more handy for a smartphone user but many non-smartphones out there still have decent email support and thus could use text and e-mail alerts to get the news straight to their phone. NBC Olympics offers text and e-mail alerts for breaking news, top headlines for all Olympic sports, medal results, event previews, athlete alerts, and TV/live streaming schedule reminders. NBC Olympics Mobile will also provide free photo & video highlight alerts for top Olympic sports. Mobile Video: NBC Olympics Mobile Video will provide highlights, daily news, and exclusive feature videos on-demand to mobile video users. Mobile video is available on the NBC Olympics Mobile Web site and on-deck with select mobile providers.
Read full article: How To watch the Olympics on your mobile phone

Despair dot com

Found this on Youtube but it comes from Despair dot com . Partager ce billet This entry was posted on Sunday September st at and is filed under Random . You can follow any responses to this entry through the RSS . feed. You can leave a response or trackback from your own site. Leave a Reply Name required Mail will not be published required Website XHTML You can use these tags Je veux tre averti des nouveaux commentaire Author A little something about you the author. Nothing lengthy just an overview. Pages . propos About me .BORN AGAIN. FRENCH TRANSLATIONS Genesis of Duc In Altum. Le M mo. Making a stand by Red Collar. Categories Full Speed Ahead award Anti semitism commentary dhimmitude freedom of speech Heroes Khadr SNAFU FUBAR law and order Photos politics Random Terrorism armed conflicts Trebuchet Powered by WordPress Entries RSS and Comments RSS . queries. . seconds

Source: http://redcollar.quebecblogue.com/2008/09/21/despair-dot-com/


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ObjectWin Ranked Among North Americas Top 500 Technology Integrators By VARBusiness ITResellerOnline

ObjectWin Technology Inc. the leading provider in business consulting design and development and integrated solutions for business transformation has been recognized by Everything Channel s VARBusiness magazine as one of North America s top technology integrators in the th annual VARBusiness ranking. The indirect sales Channel for technology products and services drives two thirds of all technology sales in the U.S. and the Solution Providers who make up the Channel are the primary influencers of business technology decision making. This is why the VAR is such an important list because these are the top Solution Providers in the industry and we salute each of them for their stellar performance said Robert C. DeMarzo senior vice president and editorial director Everything Channel. We are extremely honored to be presented as one of the top solution providers in the technology industry said Shawn Karande CEO of ObjectWin. Our solutions are designed to help companies improve the! ir operational performance and increase their profitability and efficiency he added. To complete the ranking of the largest North American solution providers system integrators VARs and IT consultants companies were asked to complete an online questionnaire to determine prequalification. In February VARBusiness conducted extensive research and analyzed the data. Independent data sourcing e.g. SEC filings annual reports etc. also was conducted. Finalists were ranked according to their fiscal year revenue based only on their reseller related services business. About VARBusiness For the past years VARBusiness strategic resources have been the gateway to the commercial and public sector or government Solution Provider community. The VARBusiness integrated platform of media opportunities provides strategic insight for technology integrators through industry defining research in depth editorial channel events and innovative Web services enabling these IT professionals to make edu! cated decisions for their businesses partnerships and customers. VARBusiness offerings lead vendors and distributors to unprecedented access to the most powerful strategic Solution Providers in the market. VARBusiness has been the recipient of numerous industry awards for both editorial content and design. About ObjectWin Technology Inc. www.objectwin.com ObjectWin Technology Inc. is an Information Technology Solutions Provider offering comprehensive end to end IT solutions to global enterprises. ObjectWin offers specialized solutions including ERP CRM web technologies and system integration. Headquartered in Houston Texas ObjectWin s team of highly skilled professionals provide the expertise scalability and flexibility to Global clients and Fortune clients. SOURCE ObjectWin Technology Inc. MostPopular products articles downloads more. Search Tips Products Suppliers Articles Downloads Data Collection Terminals Labels Time Attendance Touch Screens Data Storage Tape Backup RAID Switches Enterprise Content Management Records Management Document I! maging OCR Production Scanning Point Of Sale POS Cash Drawer Ribbons POS Keyboards RFID RFID Antennas RFID Evaluation Kits RFID Smart Labels Wireless Wireless Computing PDA Pen Tablets Mobile Printers Partner Directory List Suppliers Product Showcase Tools Add Event To Events Calendar Post VAR Locator Listing Media Kit Free Biz Mag IT Reseller Online VertMarkets Inc. Contact IT Reseller Online Legal Help Privacy Statement Copyright VertMarkets Inc. All rights reserved. Please wait

Source: http://www.itreselleronline.com/article.mvc/ObjectWin-Ranked-Among-North-Americas-Top-0001?atc~c=771+s=773+r=001+l=a


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How Does Phentermine Suppress Appetite?

Phentermine is approved as an appetite suppressant and is used to help reduce weight. This is done with obese and over weight patients for a short term use and is combined with exercise and diet. Usually this drug is only prescribed when an individual is at increased medical risk because of being over weight. Phentetrmine works by releasing chemicals in the brain which eventually help to control appetite. Anorectics or appetite suppressants are dietary supplements or drugs that help to reduce the appetite of person and thus resulting in the person eating less.

Phentermine is usually available in a tablet form. It is used in the short term for controlling and fighting obesity. It may come in various colors and in tablet or capsule form in dosages of 15, 30 and 37.5 milligram. Phenttermine works by suppressing appetite through central mechanism. This mechanism causes the brain to send out signals and curb appetite. However studies are still on to prove the actual truth behind this mechanism.

Phentermine is supposedly best effective when taken on an empty stomach. Usually doctors and dieticians suggest or prescribe this medicine one hour before breakfast in the morning. It may or may not cause sleeplessness, depending on how much trouble you were having before you started taking Phentermine. However this dosage should only be taken as prescribed. It is given for a short period only and should not be taken more often or longer than directed as it may lead to side effects and other disorders. Also Phenterminee should not be taken in combination with any other appetite suppressant medicine. Phentermine has proven to be an effective therapy for the obese individuals. It has helped them lose weight and hence decrease the risk of diseases which are associated with being highly overweight. However the magnitude or amount of weight loss depends on the level of concomitant caloric restriction along with healthy exercises.

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Published November 13, 2008 & Filed in Weight Loss

Tags: appetite suppressants, dietary supplements, Weight Loss

Lottery - Early history

The first signs of a lottery trace back the Han Dynasty between 205 and 187 B.C., where ancient Keno slips were discovered. The lottery has helped finance major governmental projects like the Great Wall of China. From the Chinese “The Book of Songs” (second millennium B.C.) comes a reference to a game of chance as “the drawing of wood”, which in context appears to describe the drawing of lots. From the Celtic era, the Cornish words “teulet pren” translates into “to throw wood” and means “to draw lots”. The Iliad by Homer refers to lots being placed into Agamemon’s helmet to determine who would fight Hector.The first known European lottery occurred during the Roman Empire, and was mainly done as a form of amusement at dinner parties. Each guest would receive a ticket, and prizes would often consist of fancy items such as dinnerware. Every ticket holder would be assured of winning something. This type of lottery however, was no more than the distribution of gifts by wealthy noblemen during the Saturnalian revelries. The earliest records of a lottery offering tickets for sale is the lottery organized by Roman Emperor Augustus Caesar. The funds were for repairs to the City of Rome, and the winners were given prizes in the form of articles of unequal value.The earliest public lottery on record is that which was held in the Dutch town of Sluis in 1434.The first recorded lotteries to offer tickets for sale with prizes in the form of money were held in the Low Countries during the period 1443–1449. Various towns in Flanders (parts of Belgium, Holland, and France), held public lotteries to raise money for town fortifications, and raising money to help the poor. The town records of Ghent, Utrecht, and Bruges, indicate that the lotteries may well be of even greater antiquity. An early record dated May 9,1445 at L’Ecluse, refers to raising funds to build walls and town fortifications, with a lottery of 4,304 tickets and total prize money of 1737 florins.[1] In the seventeenth century it was quite normal in The Netherlands to organize lotteries in order to collect money for the poor. Tickets cost about four guilders and the prizes were paintings (50 to 100 per lottery); some of these the paintings were produced by nowadays famous painters as Jan van Goyen.

The Dutch were the first to shift the lottery to solely money prizes and base prizes on odds (roughly about 1 in 4 tickets winning a prize). The lottery proved to be very popular, and was hailed as a painless form of taxation. In the Netherlands the lottery was used to raise money for e.g. supporting poor people, building dikes, construction of defense works for towns and to buy free sailors from slavery in the Arab countries. The English word lottery stems from the Dutch word loterij, which is derived from the Dutch noun lot meaning fate. The Dutch state owned staatsloterij is the oldest still existing lottery.

Source: Lottery - Early history

Is Phentermine Safe?

In the past there has been much controversy about the safety of the stimulant known as Phentermine which acts as an amphetamine. Phentermine has been used as an appetite suppressant which does affect the central nervous system. Together with exercise, Phentermine has been successful for weight loss. In the late 1990’s, the issue of Phentarmine safety arose because of the Phen-fen scare where it was determined that the combination of Phentermine and Fenfluramine which made up Phen-fen was pulled from the market due to serious health conditions involving the heart and lungs. It was the combination of the two drugs that were the problem, primarily the Fenfluramine. There has been no evidence that Phentermine is ineffective or unsafe on its own.

Phentirmine is also sold under the brand name Adipex and is available for anyone to order via online pharmacies. Under these conditions, Phenturmine would not be considered safe unless it was prescribed by and monitored by a physician. There are certain side effects when using Phentarmine and there are also certain people who should not use this drug because they would be considered high risk. Phentermine can be safe for some people and not for others especially those who might suffer from conditions such as anxiety, high blood pressure, any type of heart disease, an overactive thyroid, glaucoma, or if you have a history of drug or alcohol abuse.

Specific side effects can be associated with the use of Phentermin and while some are minor such as dizziness, nervousness or anxiousness, headaches, insomnia, itching, diarrhea, or constipation sometimes a simple dosage adjustment will alleviate these side effects. However, there can be major side effects that might need more attention than just a dosage adjustment and can indicate a serious problem. These could include chest pain, swelling in the feet or ankles, shortness of breath, rapid heartbeat, a feeling of restlessness or confusion, increased blood pressure, or seizures.

Read full article: Is Phentermine Safe?

Source: Is Phentermine Safe?

Zimbabwe’s currency reforms a ploy to benefit political elites

October 20, 2008: The effects of escalating political and economic instability in Zimbabwe are rippling through all parts of society. Coverage of these effects is plentiful, as is criticism. In all this, there is a familiar theme at play. The idea of cashing-in during times of political and economic crisis is a well-rehearsed practise of shady but astute big business and property agents. The food industry in Southern Africa has no qualms in this game. Recent changes in the Zimbabwean economy, amongst other things, have seen the sanctioning of certain retailers to trade in foreign currency. Electronic payment mechanisms have been suspended and there are limits on the amount of hard currency an ordinary citizen can access. In certain supermarkets, only particular goods are available to buy in forex, and others are to be sold in local currency. Needless to say, these remain on the shelves.
Food imports Some people prefer to buy this way than to travel to South Africa to buy food. But others say that the imported food that can be sold in forex are only really supporting the South African export economy. South African supermarkets find it easier to stock shelves under these new forex allowance because they have access to protected financial stores and thus have less risk. Their apolitical position makes them the perfect vessel for economic transactions that take advantage of crisis.
Read full article: http://blog.theblogs.co.za/2008/10/zimbabwe%e2%80%99s-currency-reforms-a-ploy-to-benefit-political-elites/

Basters and their "Starter Packs"

Namibia is a multihued nation with different cultures and believes. Every culture has certain character traits that group them together. Most people believe that Ovambo people mostly drive Toyota Hilux Bakkies. The Herero people drive Isuzu Bakkies. Today we're talking about Basters and their starter packs. I think the next thing that going to pop in your mind is '' what is a starter pack?'' Most of us define the starter pack and the Volkswagen Golf which can branch from the Citi Golf to the Velocity Golf, and or the Toyota Conquest or Tazz. What I have just mentioned is a very controversial topic and everyone will have his or her own point of view. Let's take one example Alan Bock was born and raised in Rehoboth. As he grew up his first aim was to have his own car. He wanted a silver Toyota conquest. Interior will be leather seats. Maple color with darker sued. 18'' inch rims, spinners to be exact. Black tinted windows and a massive sound system. This is a Baster's dream car for his partying days. Most youngsters buy it, as it's the most reasonably priced. Everyone that buys the famous 'starter pack' say it's fairly easy to maintain, as the spare parts are cheap to replace; yet most of these cars are second hand models. You'll hear people say that they bought from Jacky who bought it from Alan who bought it from Jason who bought if from Babsie who bought it from Nam Cars over the internet. As the young Basters grow older and become more mature, they realize it's better to have a secondhand model Ford bakkie. This can be a Bantam or the Ranger 1800 and the most famous is the Nissan Champ 1400 Bakkie.

Tactics for advertising your Home business

When you start a home based business, it is essential to gain an edge over other competitors offering same products or services in the market. In order to attract customers to your site you will have to promote your site through advertisements. If you do not advertise, you will end with nothing done. Even though there are great range of products in the market, new products and service are conceptualized day by day. Even if the quality of the product or service you offer is the best, it will not gain attention from the customers. Without advertisement, there will be no sales and no revenue. This is the reason why the companies spend millions of dollars over advertisements. A product, which is not advertised, can easily get lost in the competitive market.

The small-scale business establishments, personal trades and home businesses are often under constraints of advertisement budgets. However, it need not always be so because, nowadays advertisements that are both inexpensive and expensive are available to your choice and needs. The basic idea is to get the attention of the public. Nowadays there is a definite trend for digitalization. You can create a domain with an attractive dot.com and file your site to free web directories. This can add great value to the products and services you are offering.

One effective method for advertising home based business on the Internet is to try Shared advertising. Here you need to find out people who are also in need for product exposure at least expenditure, and merge your advertisement along with their product. This method gives definite benefit as long as you differentiate your product well from the others. This method of advertising can be less expensive. Here you can be convinced that any surfer to come to visit the other product or service will definitely have a look at the one which you offer. Shared advertisement is very common on the Internet as they appeal to the same target audience. The more advertisers you share with, greater the exposure of your product.

The Internet has become the best choice for people to conduct business. There are many cost-effective methods for advertising through the Internet. Effective advertising methods are essential for promoting a product on the Internet because here the customers cannot virtually see and feel the product. Using banners with good designs can prove effective. Well-designed banners can attract more attention from the customers and provide credibility to the product. Advertisement through ezines and blogs can also attraction the attention of the customers to a great extent.

Whichever method you follow, it is essential to see that the advertisements are clear and impressive. It should state all the qualities of the product in a clear and crisp manner to attract the attention of the customers.

Article source: Attention getting tactics for advertising your Home business

Source and web-best.info

Why the GoogleYahoo ad deal is nothing to fear CNET News

Google controls about percent of the search advertising market. Doesn t that give it a monopolist s ability to set prices as high as it wishes It does not. Google does not set the prices. Its advertisers do bidding against one another for the amount they will pay when a user clicks on one of their ads. They do the same for ads on Yahoo and Microsoft search sites too. Auction pricing is so deeply embedded in this business that you can see why Google and Yahoo innocently thought that their advertising pact which was announced in July and is to be put into effect next month would sail through a regulatory review to which they voluntarily submitted. The review continues. The deal would mean that some ads that visitors see on Yahoo s search results page would be supplied by Google. Yahoo expects it will bring in million annually in additional revenue because some search phrases get better results on Google and some search phrases draw a plentiful number of advertisers on Google b! ut none at all on Yahoo. Everyone who wants to see Yahoo the No. search engine regain some of its lost luster has abundant reason to cheer the deal on. But Google s critics led by Microsoft the major search engine rival that was left out seem to sense that this pact is a chance to depict Google as a price controlling monster. In July Brad Smith Microsoft s general counsel thundered on Capitol Hill Never before in the history of advertising has one company been in the position to control prices on up to percent of advertising in a single medium. According to Smith the million revenue gain for Yahoo is going to come out of the pockets of American businesses big and small who will pay higher prices. Others have a different take. David Kenny managing partner of VivaKi a unit of the advertising giant the Publicis Groupe says the deal offers Yahoo access to advertisers that it simply does not have. He also notes that Google has been supplying some search ads to Ask.com helping an! other rival remain viable. Google could do the same for Yahoo he said. It seems to be working splendidly for Ask. Its Google partnership began in then was renewed in and again in . Google does better supplying search ads partly because it has a larger inventory of ads. But it is also the result of the algorithms Google uses to select which ads are displayed. The auction systems at all the search engine sites incorporate some complexity. They don t simply award places to the advertisers with the highest bids. They also factor in quality scores based on the advertiser s prior history and the relevance of the advertiser s own destination page to the search term. The higher the quality score the lower the price that the advertiser must pay to be chosen to appear on a page. It s widely acknowledged in the advertising industry that Google s software comes up with matches more likely to bring customers to advertisers who will complete a purchase than do systems used by other search engines. Advertisers pay more to bring in those customers. Seeing the! opportunity to push Google toward the tar pit of antitrust litigation the World Association of Newspapers last week issued a communique that denounced the Google Yahoo deal as an agreement to fix prices. Its United States member the Newspaper Association of America said separately that it had not taken a position. The World Association which said many newspaper Web sites buy ads on search sites to bring in traffic cited a recent study saying prices on Yahoo will increase by an average of percent under the deal. Such an increase would indeed be worrisome. But the study cited which was prepared in July by SearchIgnite a search marketing firm in Atlanta was an exercise in speculation. SearchIgnite looked at differences in the cost per click bids paid by advertisers for identical ads that ran at the same time on Google and Yahoo for keywords over a six month period in . The variation in winning bids for the same ads on the two sites is striking sometimes advertisers ended up w! ith bids that gave Google a premium price. Less often it was Yahoo. Yahoo on average collected a percent premium over Google in one niche the top ad position on a page for keyword searches involving a brand name. Unless we were to assume that advertisers were dolts and overpaying at one site or the other for identical results they were willing to pay more to a particular search company for a certain category of keyword because they tended to receive higher sales for the higher spending. SearchIgnite did not address differences in the results that advertisers obtained when running identical ads at the two sites. I asked Roger Barnette SearchIgnite s president whether we should assume that all clicks are equal and that it does not matter where they originate or who does the clicking. If we are to be alarmed about Yahoo s advertisers paying more when ads are supplied by Google don t we have to assume that those ads produce results no better than those from Yahoo Barnette agreed that there were other variables important to advertisers which his st! udy did not track such as differences in demographics and in the returns on investment taking into account completed purchases linked to the ads. Even though this is a business based on auction pricing the specter of price fixing has been raised by demagogues. Shout monopoly loud enough and point to percent share of something it doesn t really matter what and federal and state regulators will decide this is a matter meriting their close attention. One company has done more than any other to publicly disparage the Yahoo Google deal Microsoft the same company that did not succeed in acquiring Yahoo earlier this year. Hell hath no fury like a suitor scorned. Randall Stross is an author based in Silicon Valley and a professor of business at San Jose State University. E mail strossnytimes.com. Entire contents Copyright c The New York Times. All rights reserved. Add a comment Comment SUBMIT Why the Google Yahoo ad deal is nothing to fear Click here to add another comment. The pos! ting of advertisements profanity or personal attacks is prohibited. Click here to review our Terms of Use . Need help Feedback Powered by Jive Software Comment reply Submit Cancel The posting of advertisements profanity or personal attacks is prohibited. 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New worry for mobile

You’ve been battling malware — viruses, worms, spyware and the like — on your PC for years.

Is your phone the next battleground?

Security experts think it could be, particularly if it’s a smart-phone, a handset that has a full operating system and can run applications much like a desktop computer. The more that phones can perform the same functions as PCs, the greater the chance they will have similar vulnerabilities, experts say.

“I’d put it in the looming threat category,” said Natalie Lambert, a senior analyst who covers mobile security issues for Forrester, a technology research firm. “There’s huge potential.”

But experts caution that consumers should put that potential threat in perspective. Other security issues — such as simply losing a phone — are arguably of more concern to mobile phone users today.

“It’s still very early in the game,” said Chris Hazelton, director of mobile and wireless research at the 451 Group, a technology research firm.

Still, phones are indeed vulnerable to the same types of security threats that face PCs. Security experts have so far identified about 500 viruses or other types of malware or security vulnerabilities that target mobile phones.

Perhaps the best known handset virus is Commwarrior-A, a piece of malware identified in 2005 that spread to phones using the then-current version of the Symbian operating system via text messages. But the number of pieces of mobile malware detected since then has grown steadily.

Analysts say there all kinds of ways that mobile malware could make mischief. Hackers have already induced phones to exchange text messages with rogue operators that charge a high per-message fee. Security experts worry hackers could soon use the GPS feature built into many phones to track the location of their owners.

Read full article: worry for mobile phones

Source and New worry for mobile