Tata signs sponsorship deal with Ferrari

MUMBAI (AFP) — Indian technology giant Tata Consultancy announced on Thursday a sponsorship deal with Formula One team Ferrari, bucking predictions that the sport could collapse in the global economic crisis.

Tata Consultancy Services (TCS) will display its logo on Ferrari cars during the 2009 season, a company statement released in Mumbai said.

“TCS has entered into a historic agreement with Ferrari for an enhanced technology and marketing partnership,” it said, without giving financial details of the deal.

Last week Formula One agreed cost-cutting measures following a meeting of the FIA World Motor Sport Council in Monaco.

The sport’s governing body is clamping down on costs as it struggles to survive the global credit crisis.

Honda’s recent shock withdrawal from the Formula One raised fresh fears over the future of the multi-million dollar sport.

TCS has been a technology partner of the Ferrari team since 2005.
Source
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Lose Your Weight By Choosing Correct Diet Plan

The first step towards a healthy life is a healthy body. And for a healthy body you need to keep your body in shape. In other words you will have to loose the extra pounds you have accumulated for so many years by spending a lot of money. ‘Lose weight’ seems to be the new slogan of the present generation. They want to do it to make their life healthier, more promising and look better. Hence the requirement for a healthy body arises.

The first step toward loosing your weight would be controlling your diet. You will have to make your diet according to the requirement of your body. Many people think that they can lose their weight by abstaining from food, by eating just to survive. But this is not a healthy practice as you also lose the basic nutrients required by the body not just unnecessary fat. A correct diet plan should reflect your life style. For example if you work in a office and all you have to do is to just sit there and then come home then your diet plan would be something else than the person who has to constantly move from one location to another during their day job. It also depends upon whether you work in day or in night.

There are many diet plans available in the market. They include weight watchers, jenny Craig, south beach, and Atkins and nutria system. They all work well. They can help to enhance your healthy life and at the same time make you lose your weight if you follow its rules from the start to the end without any interval, without any break. But do remember that it is always easier said than done. Hence choose your diet plan carefully and accordingly. And once you have chosen them then stick to it.

Read this article - Lose Your Weight By Choosing Correct Diet Plan

7 Facts on Mortgage Refinancing

By Chris Edison

Getting a refinance on your mortgage is common practice nowadays due to the drop in interest rates and the receptiveness of borrowers toward the idea of refinancing. Although many have vouched for its benefits, house owners should evaluate their personal preferences, financial standing, and current mortgage status and compare these with the various options available before planning their next move.

There are many facts surrounding the concept of refinancing and this article will provide you with an insight of important aspects which you need to know in order to make an informed decision. Refinancing your mortgage is for the long-term and thus needs to be a choice that is thoroughly considered.

1. Penalty Costs
The process of refinancing basically means paying off your current mortgage and obtaining another mortgage at a different interest rate (usually at an adjustable rate) and loan term. This causes penalty costs to be imposed on your current mortgage by your current lender, as you have opted to pay off your loan earlier than agreed upon. Occasionally, depending on the status of your current loan, penalties incurred may be higher than the cost savings obtained from refinancing your mortgage, therefore making the idea of refinancing no longer attractive.

2. Savings on monthly repayments
When you refinance your mortgage, you may most likely switch to a new mortgage structure that will benefit you in the long run, especially with lower monthly repayments. With the availability of Adjustable Rate Mortgages, interests incurred are relatively lower than the traditional Fixed Rate Mortgages, which has been incentive enough for home owners to switch their mortgage loan plans. However, although interest rates may seem to be lower at first glance, home buyers should practice due diligence in tabulating the actual amounts paid over the long term in comparison with their current mortgage repayments.

3. Transactions costs
As with any mortgage transactions, a refinancing exercise will involve transaction costs such as attorney fees, points, appraisal fees, inspection fees and prepayment penalties. All these hike up the cost of refinancing, which need to be balanced out with the cost savings obtained from switching loans in the first place. As a rule of thumb, if you plan to stay in your current property for the long-term, transaction costs will be offset with savings in repayment amounts over the long-run. Therefore, refinancing will then be a good option for you.

4. Tax deduction possible
Refinancing may help you regain tax deductions on interest if you have already used up your allocated amount for tax deductions. Therefore, with a new mortgage, you will be able to deduct interests paid from your taxable income, thus helping to reduce your taxes payable.

5. Get cash out of your equity
Read this full story: 7 Facts on Mortgage Refinancing

15 important credit card terms to consider before buying a credit card!!

By Thomas Lindstrøm

A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost.
So it’s wise to compare terms and fees before you agree to open a credit or charge card account. The following are some important terms to consider that generally must be disclosed in credit card applications or in solicitations that require no application. You also may want to ask about these terms when you’re shopping for a card.

If you don’t understand the language, credit card offers and statements could lead you to deep debt — or at least furious frustration. For the big scoop on the fine print, here’s what these frequently used credit card terms mean.

1.Average daily balance — This is the method by which most credit cards calculate your payment due. An average daily balance is determined by adding each day’s balance and then dividing that total by the number of days in a billing cycle. The average daily balance is then multiplied by a card’s monthly periodic rate, which is calculated by dividing the annual percentage rate by 12. A card with an annual rate of 18 percent would have a monthly periodic rate of 1.5 percent. If that card had a $500 average daily balance it would yield a monthly finance charge of $7.50.

2.APR(Annual percentage rate) — A yearly rate of interest that includes fees and costs paid to acquire the loan. Lenders are required by law to disclose the APR. The rate is calculated in a standard way, taking the average compound interest rate over the term of the loan, so borrowers can compare loans.

3.Balance transfer — The process of moving an unpaid credit card debt from one issuer to another. Card issuers sometimes offer teaser rates to encourage balance transfers coming in and balance-transfer fees to discourage them from going out.

4.Cash-advance fee — A charge by the bank for using credit cards to obtain cash. This fee can be stated in terms of a flat per-transaction fee or a percentage of the amount of the cash advance. For example, the fee may be expressed as follows: “2%/$10?. This means that the cash advance fee will be the greater of 2 percent of the cash advance amount or $10.

The banks may limit the amount that can be charged to a specific dollar amount. Depending on the bank issuing the card, the cash advance fee may be deducted directly from the cash advance at the time the money is received or it may be posted to your bill as of the day you received the advance. The cost of a cash advance is also higher because there generally is no grace period. Interest accrues from the moment the money is withdrawn.

5.Card holder agreement — The written statement that gives the terms and conditions of a credit card account. The cardholder agreement is required by Federal Reserve regulations. It must include the Annual Percentage Rate, the monthly minimum payment formula, annual fee if applicable, and the cardholder’s rights in billing disputes. Changes in the cardholder agreement may be made, with written advance notice, at any time by the issuer. Rules for imposing changes vary from state to state, but the rules that apply are those of the home state of the issuing bank, not the home state of the cardholder.

6.Finance charge — The charge for using a credit card, comprised of interest costs and other fees.

7.Floor — The minimum rate possible on a variable-rate loan or line of credit, after any initial introductory rate period. For example, on a credit card with the Prime rate as its index, no matter how low the Prime rate drops, the rate on the line may never decrease below the stated rate floor.

8.Free Period — Also called a “grace period,” a free period lets you avoid finance charges by paying your balance in full before the due date. Knowing whether a card gives you a free period is especially important if you plan to pay your account in full each month. Without a free period, the card issuer may impose a finance charge from the date you use your card or from the date each transaction is posted to your account. If your card includes a free period, the issuer must mail your bill at least 14 days before the due date so you’ll have enough time to pay.

9.Minimum payment — The minimum amount a cardholder can pay to keep the account from going into default. Some card issuers will set a high minimum if they are uncertain of the cardholder’s ability to pay. Most card issuers require a minimum payment of two percent of the outstanding balance.

10.Over-the-limit fee — A fee charged for exceeding the credit limit on the card.

Source article: 15 important credit card terms to consider before buying a credit card!!

Front yard decorations get more elaborate for WVC couple

A West Valley man does not need many hands to make light work — he has two to make 18,000 of them light up his front yard.

Dan Nelson has made and bought Christmas decorations for about eight years, and he is planning to expand his collection.

“Every year, I just want it to be brighter,” Nelson said. “I have more lights in my shed — in boxes that I don’t take out — than most people put up.”

“I think he’s obsessed, but I think it’s a good obsession,” said Jewel Nelson, his wife.

Dan Nelson, an architect, became fond of making Christmas decorations after a friend had asked Nelson to help with his. Ironically, the friend lived on Christmas Street.

Nelson got hooked.

“People go on vacations, and I buy Christmas lights,” he said.

In his front yard, Nelson has 10 ?plywood angels representing his granddaughters and 11 gingerbread boys representing grandsons. Each of them has a name written on it, and its eyes are painted, respective to the grandchild it represents.

Nelson said he made 21 reindeer for his friends and family members during the second year.

Among other decorations are reindeer and moose, three wise men and a nativity scene, a snowman, two soldier boys and pine trees, all decked out in lights and connected to 10 outlets. Onlookers can also hear Christmas songs in the background.

Nelson said he started getting his house into a festive mood the week before Halloween. He has since spent every weekend adding decorations.

Although the rest of Bluebird Drive doesn’t shine as brightly as the Nelsons’ home, neighbors don’t seem to mind. One of the neighbors, Randy Garcia, let Dan Nelson use a corner of his yard to set up some moose and pine trees.

“We’re actually waiting for Dan to expand all the way over,” Garcia said.

Nelson’s lights shine from 5 to 10 p.m. every night and help Rocky Mountain Power survive the country’s economic crisis.

“I don’t look at [the electricity bill],” Dan Nelson said. “We’re on a year-round [billing plan], and it goes up every year. I probably wouldn’t do this if I looked at it.”

He said that he’s trying to buy more LED lights, which run cooler and therefore save energy.

“It’s not like we’re saving anything because he keeps adding more stuff,” Jewel Nelson said.

Read full source - Front yard decorations get more elaborate for WVC couple

Analyst: Apple could sell a million iPhone gift cards

Kaufman Bros. analyst Shaw Wu has been checking with his contacts in Apple’s (AAPL) supply and distribution channels and reports that demand for the iPhone is “fairly healthy” in the U.S., Europe and, with the exception of Japan, most of Asia Pacific. He’s anticipating sales of 6 million units for the December quarter (Apple’s fiscal 2009 Q1), down from 6.9 million in Q4 but in line with the Street’s expectations of between 5 and 7 million.

But that significantly understates actual demand for the iPhone, Wu says, because it doesn’t include the wild card in this holiday season’s iPhone sales: the iPhone gift card.

“We think there is strong reception of AAPL’s new iPhone 3G Gift Card program,” Wu wrote in a report to clients Wednesday, “where the process of giving the iPhone as a gift is greatly simplified without the need for activation and personal information. … We estimate several hundred thousand to one million units could be impacted.”

The good news about these gift cards is that Apple gets to collect the revenue up front, which improves cash flow. The bad news for Apple’s Q1 earnings is that it can’t recognize the sale of an iPhone until the customer activates it. “The risk here is that the customer will likely activate post-Christmas,” writes Wu. “Therefore revenue and units won’t likely be recognized until the March quarter.”

In a separate note issued Tuesday, Piper Jaffray’s Gene Munster took a stab at estimating how many iPhones Wal-Mart (WMT) is likely to sell when it, as reported, begins carrying the devices three days after Christmas. Bottom line: Apple could sell as many iPhones through Wal-Mart in 2009 as it sells through its own Apple Stores.

Read more: Analyst: Apple could sell a million iPhone gift cards

Mazda6 is all-new for 2009 and on target for “Car of the Year”

Midsize sedans are no longer blandly styled, boring boxes for driving to work. Today we are seeing emotionally provocative and exciting designs on the common, everyday four-door sedan.

The Chevy Malibu didn’t become the 2008 North American Car of the Year by accident. Interior comfort and fine handling led by a compelling exterior design caught the attention of critics. So who should lead the pack of contenders for the title 2009 Car of the Year? I’d be willing to put money on the 2009 Mazda6.

The emotional design cues that are so essential to attracting buyers to toy cars, such as roadsters and convertibles, are finding their way to the meat-and-potatoes of the car market, the conservative five-passenger everyday driver - the midsize sedan.

With a starting price of $18,550, the glamorous Mazda6 looks like it’s worth twice that amount. There’s a silky sheen that floats over the velvet sheet metal. The Mazda team says the all-new Mazda6 is infused with Japanese values. The exterior glow, as on my dark blue tester, does reflect a harmony with nature, which is so intrinsic to the Japanese culture. The instrumentation gauges were brilliant in reds, purples, blues, whites and blacks without being blinding.

The Mazda6 has a low, flat, planted stance. And if you can imagine delicate ivory inlays in wood and furniture then you will understand the attention to craftsmanship designers say they applied to the details of the new Mazda6.

If you were going to consider the Mazda6, then you would want to test-drive both engine options offered on the 2009 sedan. Available in four trims (SV, Sport, Touring and Grand Touring), the base model is standard with the 2.5-liter, 170-horsepower four-cylinder engine coupled to a six-speed manual transmission.

The top-of-the-line model I drove was equipped with the 3.7-liter V6 mated to a six-speed automatic transmission. This powerful engine developed 272 horsepower at 6250 rpm and 269 pound-feet of torque at 4250 rpm. The EPA figures are estimated at 17 miles per gallon city, 25 mpg highway. The vehicle’s as-tested price was more consistent with its pricey looks at $32,790.

All 2009 Mazda6 sedans come standard with dynamic stability control, side curtain air bags, front seat-mounted side-impact air bags, antilock brakes, air conditioning, plus power windows, mirrors and door locks.

Full story:Mazda6 is all-new for 2009 and on target for “Car of the Year”

Music review: Elliott Carter celebration

If you can judge a prophet by his followers, maybe you can judge a composer by the quality of musicians who are inspired to champion his music. And if that’s so, then Elliott Carter - the subject of a weekendlong celebration at the Yerba Buena Center for the Arts in advance of his 100th birthday Thursday - is doing something right.

The two-day bash, sponsored by San Francisco Performances, included a showing of Frank Scheffer’s documentary film “Elliott Carter: A Labyrinth of Time” and lectures by musicologist Robert Greenberg. But the chief focus, naturally, was the music, which got bold, impassioned and strikingly eloquent performances from artists devoted to Carter’s work.

Saturday’s concert by the Pacifica Quartet - violinists Simin Ganatra and Sibbi Bernhardsson, violist Masumi Per Rostad and cellist Brandon Vamos - was a complete tour through Carter’s string quartets, from the expansive breakthrough of the String Quartet No. 1, written in 1951, to the Fifth Quartet, which joined the catalog in 1995.

And on Sunday afternoon, pianist Ursula Oppens gave a similarly comprehensive overview of the composer’s keyboard works. The recital was anchored by his two major piano compositions - the Piano Sonata (1945-46) and “Night Fantasies” (1980) - and bedecked by a handful of shorter pieces dating from the past 15 years.

What came through most stirringly in both events was the devoted sense of advocacy that Carter seems to engender in performing musicians. As difficult as much of his music is for the listener, the difficulties it entails for instrumentalists - from both a technical and interpretive standpoint - can only be more profound.

Yet here were artists clearly delighted and eager to dedicate themselves to making the best possible case for this music - and succeeding in doing so.

Here is full article: Music review: Elliott Carter celebration

Unique new product gives peaceful nights for thousands of snorers - stop snoring now, try for free!

Immediate release 14TH November 08

NEW PRODUCT PROMISES RESTFUL NIGHTS FOR THOUSANDS OF SNORERS

A UK company has launched a unique new product designed to offer relief to thousands of people who suffer from a particular type of snoring

The Adkins snoring aid is targeted at “nose snorers” and uses a totally new method which restricts the air flow through the nose.

The product is made of a medical grade soft plastic, consists of a pair of conjoined non latex balls which the user inserts into the nostrils before going to sleep.

Before this discovery, the main school of thought in snoring treatments has been to open up the airway through the nostrils.

Sleep deprivation expert Chris Grant is the man behind the new product. He explained how it works: “The restricted airflow through the nose encourages mouth breathing which reduces the incidence of snoring in those whose snorring is caused by excess airflow across the soft tissues at the back of the nose.”

Designed and produced in the UK, the new product has been successfully tested by many snorers to date and has been endorsed by many users
including a medical doctor.

Dr David Collinge of Oxford confirms that the Adkins snboring aid worked for his wife. He said, “She calls the Adkins snoring aid the “miracle balls” and I must agree. This new product has stopped her snoring, when everything else had failed.”

Former Royal Protection Officer Les Blyth, says, “I had nothing to lose and everything to gain. This new product stopped my snoring and I now sleep soundly with my wife in the same bedroom. It is a brilliant idea, being both comfortable and simple to use.”

Amy Harrington from Essex says, “We never imagined that this new innovation would alleviate snoring to such an extent. Now that we sleep
well, we even feel and look better too.”

Read this: Unique new product gives peaceful nights for thousands of snorers - stop snoring now, try for free!

Corporate spies clean up - The financial crisis means boom times for spooks-for-hire

The financial crisis means boom times for spooks-for-hire.

By Barney Gimbel, writer
Last Updated: December 8, 2008: 11:16 AM ET

NEW YORK (Fortune) — If James Bond’s “License to Kill” gets revoked, he’d have no problem finding work as a corporate spy. To the short list of sectors that stand to gain from the financial crisis, add corporate intelligence firms.

They are seeing a dramatic uptick in business from a surge of banks, private equity firms, and hedge funds that need to make sure those pesky multimillion-dollar investments they made when times were good will hold up.

Firms like Control Risks, a London-based risk consultancy staffed by ex-CIA agents, and its rival, New York-based Kroll say they have seen a 20% jump in new business over the past two months. Together the two firms control the majority of the market.

These spook outfits have long carved out a lucrative business investigating corporate fraud, performing due diligence, or simply ferreting out the things not on a balance sheet - be they a company’s shady associates in Brazil or corrupt investors in Texas.

But in the recent heady times, some fast-moving investment outlets cut corners.

Now they are hoping to save face - and money - before precarious deals fall apart altogether. “The tolerance for failure has diminished,” says Jim Brooks, who heads North American operations for Control Risks.

Already, spies-for-hire are finding a couple of embarrassing flubs.

Consider the more than $300 million that one international bank lent to a sketchy Russian magnate (we’d tell you who it was, but then we’d have to kill you). When he stopped paying his bills, the bank brought in Control Risks to find out where the money had gone. (They found the Russian could have funneled money out of the country through various, seemingly unrelated shell companies.)

Full story: Corporate spies clean up - The financial crisis means boom times for spooks-for-hire

Vodafone and Western Union to Partner on Money Transfers

Vodafone has joined forces with Western Union on an international mobile money transfer pilot; residents in the U.K. town of Reading will be able to send money to the mobile phones of relatives and friends in Kenya.

Money transfers has already become a success in Kenya via the M-PESA (”M” for “mobile” and “Pesa,” the Swahili word for “money”) system, which, for example, can be used by someone in an urban area to forward money to relatives in rural areas, and people in rural areas can pay off a loan in an urban area.

The service is marketed by Safaricom, in which Vodafone holds a stake, and there are currently around 4 million M-PESA customers, and that number is growing by approximately 200,000 users a month, according to Caroline Dewing, a spokeswoman at Vodafone.

“What we are doing is extending M-PESA internationally, and we are partnering with Western Union to do this, because they have such a huge foot print in terms of stores and knowledge in the space of international remittances,” Dewing said.

A person who wants to transfer money will be able to go into a Western Union store in Reading and say that they want to transfer some money to a Safaricom cell phone in Kenya. For the receiver in Kenya it will work just like any M-PESA transfer.

“They’ll get a text message saying you have been given X amount of money, and they can then choose how to store that: money on the phone, send it on to someone else or go to an M-PESA agent and cash it,” Dewing said.

Convenience and the ability to send smaller amounts for a low fee are the two major benefits compared to traditional money transfers. Sending up to £100 costs £4.90 (US$7.35), and £100 to £200 is £6.90, according to Dewing.

The trial will be conducted for three to four months. During those Vodafone will test all elements of the service and also see if the fee structure works, according to Dewing.

The goal is to roll it out between the U.K and Kenya, and then on to other markets within the near future, said Dewing, who declined to be more specific.

Using the mobile for either money transfers or as an electronic wallet is getting a lot of attention from the financial and telecom sectors.

Western Union is, for example, already working with Orascom Telecom, Globe Telecom and SMART Communications.

Read this article: Vodafone and Western Union to Partner on Money Transfers

How to Make Easy Appetizer Recipes

The cookery sites, cookery recipe books & some special subscription of some famous chefs make cooking very easy for all users. So ready-made easy appetizer recipes are also one part of that online cooking. There are various simple recipes of appetizers which user can make at home. Also apart from home, the restaurants, hotels, such recipes also benefit food parlors.

Easy appetizer recipes also incorporated the user by giving various additional categories of these appetizers recipe & suggest some links like special reviews, comment and search option regarding search for exclusive, famous and award winning appetizer recipes.

Unusual categories are involved in various easy appetizers recipes. Various types of cheese recipes are ideal for appetizers & finger foods. There are several supplementary recipes, which are allied to the appetizers. Appetizers cheese recipes include beer cheese, brie, cheeseball, gougere, goat cheese, pimento cheese. We can sight numerous hottest, continental & customary appetizer recipes that are prepared of cheese and we can surf it from the cookery recipe sites.

The next category of easy appetizer recipes is cold appetizers recipes, which have also supplementary types. These categories or cold appetizers are antipasto, finger sandwiches that is provided as cold appetizers. Tapas, Pinwheels, Eggs that are deviled, Roll ups, Mushrooms that are marinated are the types of simple cold appetizer recipes. These cold appetizers recipes can access from perticular cookery sites.

Dip and Spread recipes are also one kind of easy appetizer recipes. It contains additional recipe categories like layer dip, appetizer cheesecake, artichoke crab dip, artichoke spinach dip, baba ghanouj, bean and cheese dip, black bean dip, bread dip and many more.
The next essence in the easy appetite recipes are hot appetite recipes. It contains added recipe categories like appetizer meatballs, bacon appetizers, asparagus appetizers appetizer quiche, artichoke appetizers and many more. We can explore for recipe ingredients of those appetizer recipes via links from the toolbar.

Read full article: How to Make Easy Appetizer Recipes

Ronaldo dating married woman?

Soccer is dating a married woman, it has emerged.

Ukraine-born brunette Olena Haynes is the estranged wife of wealthy businessman John Haynes and the face of dating websites, which find beautiful Russian lovers for British men.

John, 50, branded the football ace a slimy toe-rag after discovering his wife and Ronaldo had sent each other more than 300 text messages.

John claims Olena was using a secret mobile he found stashed in their home.

He says Manchester United and Portugal star Ronaldo, 23, struck up a relationship with his wife in August.

“When I found a telephone at home I saw it wasn’t one of my contract phones that she normally uses. Then I saw it was bleeping and I picked it up and went through the messages,” the Mirror quoted John, as saying.

“There were a total of 300 messages from each of them over a two-week period. I saw 49 messages coming in from him with his number saved as Ronaldo.

“The text messages looked like they had been written by a seven-year-old it was dreadful English and they mentioned Portugal. They were very coyly written. They were things like, Do you miss me baby? I miss you.

“I just assumed she was playing around with a waiter in a restaurant who had just arrived from Portugal. I had no idea it was him.

“I put it to her on many occasions and she wouldn’t tell me exactly what was happening.

Read full article: Ronaldo dating married woman?

Ferrari 430 16M Scuderia Spider Makes Debut at 2008 Bologna Auto Show

The top has come off the Ferrari 430 Scuderia in honor of the brand’s victory in the 2008 Formula 1 Constructor’s World Championship. Ferrari has announced that it will offer only 499 examples of this lightweight high-performance drop-top. The Scuderia Spider 16M will be available in two new color schemes. The standard will be black and grey, but true racers at heart will opt for a tricolor livery available as part of the Carrozzeria Scaglietti Personalisation Programme. In commemoration of Ferrari’s 16th Constructor’s World title the rear grille will sport a special badge. Inside, a plaque reading “limited series” is mounted just above the air vents at the center of the dashboard. Other features specific to the limited edition include a carbon-fiber roll bar and the implementation of a next generation audio system that can be paired with a customized Ferrari 16GB iPod Touch that can be docked right in front of the dash. Having Scuderia in the name implies that this car isn’t all show and no go. It tips the scales at just 2,954 lbs which is 132 lbs lighter than a F430 Spider. Behind the cockpit resides the sweet-sounding 4.3-liter V-8 cranking out 510 horsepower and linked to the quick-shifting six-speed F1-style gearbox. That 5.7 lb/hp ratio is good for a 0-62 time of only 3.7 seconds and a top speed of 195 mph.
 Read full artcle: Ferrari 430 16M Scuderia Spider Makes Debut at 2008 Bologna Auto Show

Innovative Weight-Loss Surgery

Mercy Medical Center has become the first hospital on Long Island to offer a new single-incision Lap-Band(r) (laparoscopic gastric banding) procedure for weight loss surgery.

A team headed by Shawn Garber, MD, Chief of Bariatric Surgery at Mercy, with colleague Spencer Holover, MD, is among the first in the nation to utilize the innovative technique, known as Single Incision Laparoscopic Surgery (SILS), for gastric banding, using just one small opening in the abdomen, through the navel, rather than the five incisions required in traditional techniques.

“SILS is an important new option that holds the potential of less pain, fewer scars and quicker recovery,” explained Dr. Garber, who heads the New York Bariatric Group. “And most patients report that they can barely notice the single incision hidden in the belly button.”

In addition to its latest application in gastric banding for weight-loss, Dr. Garber utilizes the SILS technique for gall bladder surgery.

Read full article here

Lose 20 Pounds Easily In 10 Days And Look Younger

Do you want to lose weight? Do you need to lose weight? What if you could lose weight easily in just 10 days? Well, you’d probably ask, ‘How much weight?’ Using my weight loss program, you can lose up to 20 pounds in 10 short days. And I’ll make you a guarantee; you won’t have to spend 24 hours a day in a gym sweating it out.

If you are significantly overweight, you need to take action. In fact, if you are significantly over weight, your health is at risk. So, if that is the case, this could be the most important information you’ve ever read. It could add a considerable number of years to your life and, in fact, it could even save your life.

Using this easy program, you can lose weight quickly and keep it off. This may be just the thing you need to finally lose the weight and keep it off. If you are like most people, you’ve lost weight before only to gain it right back. You slip right back into those old habits and before you know it, you are even fatter than you were before.

In addition to losing weight, this plan also has the following benefits. The number one benefit I hear from others is; you look younger. It’s a great feeling when others tell you that you not only look great, but you look 10 years younger. That is a real morale booster that makes you feel great and can do wonders for your confidence.

So, if you are significantly over weight and want (or need) to lose weight easily, you NEED this program.

Read full article: Lose 20 Pounds Easily In 10 Days And Look Younger

Source: Lose 20 Pounds Easily In 10 Days And Look Younger